Upstart

Upstart

Upstart is the leading AI lending marketplace, connecting consumers to banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products.

Total raised
$4.6B
Latest round
Post-IPO Debt
Employees
1,945

About Upstart

Upstart is a leading online lending platform that offers a range of financial products and services to meet your personal financial needs. With Upstart, you can easily apply online for a fast personal loan, auto refinancing, or debt consolidation. When it comes to personal loans, Upstart offers low fixed rates and no hidden fees. You can check your rate quickly and easily without any impact on your credit score. With next day funds and no pre-payment penalty, Upstart ensures convenience and flexibility for its borrowers. Car owners can also benefit from Upstart's car loan refinancing option. By swapping your current car loan, you can potentially save money with lower APR or reduced monthly payments. Upstart makes the process hassle-free with quick rate checks and no pre-payment penalty. With over 2.7 million satisfied customers and a Trustpilot rating, Upstart has gained a strong reputation in the industry. Their commitment to customer satisfaction is evident in the positive reviews from borrowers. Whether you need a personal loan or want to refinance your car loan, Upstart is here to provide you with a trusted and efficient lending solution. Check your rate today and experience the convenience of Upstart's online platform.

Funding & revenue at Upstart

How well capitalized the business is — useful context before you scope a fractional engagement or negotiate a rate.

Total capital raised

$4.6B

25 known investors

Latest round

Post-IPO Debt · $1.5B

Nov 2025

Investors

Marc BenioffEric SchmidtKhosla VenturesFirst National Bank Of OmahaProgressiveCastlelakeFortress Investment GroupGreen D VenturesGoogle VenturesMark CubanCollaborative FundNew Enterprise AssociatesRakutenBradley HorowitzInnovation EndeavorsThird Point VenturesScott BanisterFounders FundCyan BanisterKleiner PerkinsKoa LabsHealthcare of Ontario Pension Plan (HOOPP)First Round CapitalCenterbridge Partners

Growth signals

How fast Upstart is adding people, roles, and audience.

Employees

1,945

Reported band 1001-5000

LinkedIn followers

307K

+6.5% year over year

Headcount change

MoM
+0.3%

+5 people

QoQ
+1.6%

+30 people

6mo
+4.3%

+81 people

YoY
+12.8%

+220 people

2yr
+24.4%

+382 people

Team composition

Where Upstart concentrates its people — a read on which function a fractional leader would plug into.

By function

  • Engineering47324%
  • Finance29315%
  • Operations1558%
  • Information Technology1226%
  • Support945%
  • Human Resources874%
  • Sales824%
  • Business Development694%

By region

  • United States1,773
  • Ohio, United States451
  • California, United States449
  • Columbus, Ohio Metropolitan Area420
  • San Francisco Bay Area337
  • Columbus, OH267

Inside Upstart

What the business focuses on, where it operates, and how employees rate it.

Specialties

Personal LoansFinTechMarketplace LendingFinanceTechSaaSData ScienceConsumer CreditAuto LendingLendingConsumer LendingCreditMachine LearningAutoAuto SoftwareArtificial IntelligenceAI

Categories

Freight ServiceLogisticsTransportationSoftwarePersonal FinanceDeliveryConsumer LendingFinTechCreditArtificial IntelligenceAutomotiveLending

Markets

NASDAQ

Offices

  • 711 N. High Street, Columbus, Ohio, 43215, US
  • 811 Barton Springs Rd, Austin, Texas, 78704, US

No open roles right now — view past roles below

Funding, revenue, headcount, and hiring figures are third-party estimates from public sources and are not confirmed by the company. Last refreshed August 16, 2026.

About this page

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