Fractional CFO

Fractional CFO

Location: Bradenton, FL 34211

Compensation: $90,000 - $95,000 a year

Job Type: Part-time

Work Setting: Office, In-person

Responsibilities

• Lead an initial accounting and finance assessment, identifying reporting gaps, process weaknesses, and priorities.
• Work with the controller to establish reliable financial reporting and clear accountability.
• Establish and oversee a rolling 13-week cash forecast, including collections, supplier payments, payroll, credit cards, and debt obligations.
• Review future supplier commitments and determine their impact on cash availability.
• Develop a 12-month financial forecast and growth scenarios covering staffing, facilities, new products, and inventory investment.
• Evaluate working-capital requirements and recommend appropriate financing strategies.
• Review product and sales-channel profitability and recommend improvements to pricing, margins, and spending.
• Help establish purchasing limits, cash targets, and financial approval procedures.
• Evaluate the financial impact of major hiring, expansion, and capital-investment decisions.
• Develop management reporting and key performance indicators that support timely decisions.
• Lead regular financial reviews with the owner and coordinate implementation with the controller and internal team.
• Recommend an appropriate ongoing finance structure as the company scales.

Initial 90-Day Priorities

• Deliver a written assessment of the current finance function and a prioritized improvement plan.
• Establish a weekly cash-planning and financial-review process.
• Define responsibilities across the CFO, controller, and existing accounting support team.
• Establish a dependable monthly reporting package.
• Evaluate inventory investment, supplier commitments, and profitability.
• Present a growth plan showing expected cash requirements, financing needs, and key risks.

Qualifications

• Prior CFO or fractional CFO experience with growing manufacturing, distribution, or other inventory-heavy businesses.
• Strong experience in cash forecasting, working-capital management, budgeting, and financial modeling.
• Demonstrated ability to evaluate inventory investment, product margins, and supplier payment commitments.
• Experience working with owner-operated businesses and lean accounting teams.
• Familiarity with QuickBooks Online and strong financial modeling skills.
• Ability to communicate clearly and provide practical recommendations with named owners and deadlines.
• Relevant client or professional references.
• CPA, CMA, or MBA preferred, but not required.

Engagement Expectations

Weekly financial reviews during the initial engagement, defined availability between meetings, clear deliverables, and transparent pricing. Independent professionals and firms are welcome to apply. Firms should identify the individual who will perform the work.

Benefits

• Health insurance
• Dental insurance
• Vision insurance
• Paid time off