Greg K.

Toronto, ON, Canada

CTO | VP Engineering | Chief Architect — Fractional & Interim Technology Transformation for Regulated Fintech · Operating Model · Platform · AI

Technology executive with 20+ years in Canadian financial services and regulated industries, accountable for enterprise-scale change at TD, CIBC and Interac.

I design operating models - decision rights, team topology, delivery cadence, and platform-as-product foundations - that reliably absorb transformative technology (especially AI) instead of amplifying organizational dysfunction. I work as a fractional or interim leader embedded in executive teams to bootstrap the operating model and train t…

Greg K.

Experience

  • OpMo Advisory Ltd.

    Founder and Principal

    May 2026 - Present

    OpMo Advisory Ltd. is a company.

    • Independent practice for operating model, platform, and AI-native transformation serving Canadian financial services with legacy architecture.
    • Thesis: winners in the AI era have operating models designed to absorb and harness AI, not just the best tools.
    • Built on 20+ years as an accountable executive through API-native, product model, and AI-native organizational inflection points.
    • Available for fractional and interim platform/AI-transformation leadership and advisory engagements.
    • Current conversations span Canadian financial services and fintech.
  • Interac Corp.

    Interac Corp.

    Leader, Platform Delivery & Engineering

    Nov 2025 - Apr 2026

    Discover more about everyday conveniences Interac can provide to make your life easier and payment solutions that can drive your business.

    • Accountable for the Platform-as-a-Product delivery organization supporting all product lines deploying to the public cloud, a 50+ person engineering group spanning platform architecture and delivery.
    • Unified platform engineering and platform delivery under a single leadership mandate, focusing the full organization on shared platform outcomes.
    • Role spanned technology strategy, operating model design, and large-scale engineering delivery in a complex, regulated financial infrastructure environment.
  • Interac Corp.

    Interac Corp.

    Leader, CIAM (interim)

    Feb 2025 - Jun 2025

    • Interim secondment to stabilize a CIAM work stream critical to Canada's Real-Time Rail program at risk of delaying integrated testing.
    • Expanded a core team of security architects and engineers with program management, QA, and client relationship capacity, roughly doubling the team.
    • Reframed the Payments Canada relationship from order-taker to partner, carved a deliverable scope, and brought the work stream from red to green in under two quarters.
  • Interac Corp.

    Interac Corp.

    Leader, Platform Delivery

    Nov 2024 - Dec 2025

    • Accountable for delivering a self-service cloud platform that gave Interac's product lines access to public cloud infrastructure.
    • Mandate was as much organizational as technical: transforming a pooled engineering group into a durable product team and establishing the product model.
    • Structured the organization into squads aligned to clear value streams, treating internal product lines as customers and building required skills and practices.
  • Interac Corp.

    Interac Corp.

    Leader, Enterprise Architecture

    Jan 2024 - Nov 2024

    • Accountable for enterprise architecture across solution, security, infrastructure, and more during Interac's move from project to product.
    • Redesigned the architecture delivery model from pooled specialists to forward-deployed generalists backed by specialist guilds.
    • Led significant shifts in practice, ways of working, and mindset required by a transformation of that scope.
    • Advised at the CTO table on socio-organizational alignment of the Technology & Operations organization to the product model.
  • Interac Corp.

    Interac Corp.

    AVP, Architecture and Strategy

    May 2021 - Jan 2024

    • Established Interac's first formal enterprise architecture practice with governance, decision-making structures, and a technology roadmap.
    • Built and staffed a solutions architecture capability, embedding architects into projects and triaging decisions for major initiatives.
    • Laid structural and governance foundations that the practice and broader technology organization would build on in following years.
  • Transmit Security

    Transmit Security

    Senior Security Strategist

    Nov 2019 - May 2021

    Transmit Security gives businesses the modern tools they need to build secure, trusted and end-to-end digital identity journeys to innovate and grow.

    • Architecture and presales consulting role focused on closing new business across Canadian and New England territories.
    • Served as technical and strategic lead in complex enterprise sales for CIAM and fraud prevention, advising organizations serving millions of customers.
    • Combined technical credibility with commercial accountability, carrying ARR targets and owning the solution narrative end-to-end.
  • CIBC

    CIBC

    Senior Director, Retail Banking and Shared Services Architecture

    Apr 2019 - Nov 2019

    At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them.

    • Led enterprise and solutions architecture for CIBC's platform delivery organization exposing core banking services as APIs to lines of business.
    • Managed a team of 10 architects embedded within the platform with dotted-line accountability to the VP of that client group.
    • Drove architectural strategy, roadmapping, and standards, including modernization from WS-* web services to Web APIs and event-driven services.
  • TD

    TD

    AVP, API Architecture

    May 2016 - May 2019

    As a top 10 North American bank, TD aims to be anchored in our proven business model, and to give our customers, communities and colleagues the confidence to thrive in a changing world.

    • Set enterprise strategy, direction, and roadmap for TD's adoption of Web APIs and microservices across all business units.
    • Established and governed API and microservices standards, and represented TD in consortia shaping Canada’s open banking direction.
    • Prototyped a platform to engage external resources in bank software delivery while maintaining rigorous control over bank data assets.
  • CA Technologies

    CA Technologies

    Senior API Strategist

    Oct 2014 - May 2016

    CA Technologies provided enterprise software and solutions.

    • Advised enterprise clients, largely in financial services, on API strategy, business models, and integration architecture.
    • Published and presented widely on the business case for APIs to both technical and non-technical audiences.
  • CA Technologies

    CA Technologies

    Senior Principal Consultant, Solutions Architect

    Feb 2012 - May 2016

    • Advised enterprise clients on integration architecture and API-driven solutions for complex environments.
    • Delivered solution architecture and consulting engagements across financial services and large enterprises.
  • IBM Canada

    Integration Architect

    Jun 2009 - Feb 2012

    IBM Canada is a company.

    • Designed and implemented enterprise integration solutions using IBM integration platforms and best practices.
  • IBM Canada

    IT Specialist, DataPower

    Mar 2008 - Jun 2009

    • Specialized in IBM DataPower appliance administration, integration, and gateway configuration to support secure service delivery.
  • Keane

    Keane

    Principal Consultant, Systems Architect

    Jan 2007 - Mar 2008

    We are NTT. A Global Technology and Business Solutions Provider

    • Delivered principal systems architecture and consulting for enterprise clients across integration, scalability, and solution design.
    • Advised on end-to-end system designs that balanced business requirements with technical constraints.
  • Manulife Financial

    Manulife Financial

    (Consulting to) Architecture Office, Distribution

    Jan 2007 - Mar 2008

    Manulife is a leading international financial services provider that helps people make their decisions easier and lives better.

    • Consulted to Manulife's Distribution Architecture Office on solution and integration design for distribution channels.
    • Advised on architecture best practices to support distribution and channel modernization efforts.
  • CIBC

    CIBC

    Senior Architect

    Jun 2005 - Jan 2007

    • Served as a senior architect delivering architecture guidance and design across CIBC modernization initiatives.
    • Embedded with delivery teams to shape API and platform standards and ensure architectural integrity.
  • CIBC

    CIBC

    Development Manager

    Jan 2004 - Jun 2005

    • Managed development teams delivering enterprise banking applications and integrations.
    • Coordinated delivery, backlog prioritization, and quality assurance for application releases.
  • CIBC

    CIBC

    Application Developer

    Jan 2000 - Jan 2004

    • Developed applications and integrations for CIBC's banking platforms, supporting production and development lifecycles.

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