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Toronto, ON, Canada

Greg K.

CTO | VP Engineering | Chief Architect — Fractional & Interim Technology Transformation for Regulated Fintech · Operating Model · Platform · AI

Technology executive with 20+ years in Canadian financial services and regulated industries, accountable for enterprise-scale change at TD, CIBC and Interac.

I design operating models - decision rights, team topology, delivery cadence, and platform-as-product foundations - that reliably absorb transformative technology (especially AI) instead of amplifying organizational dysfunction. I work as a fractional or interim leader embedded in executive teams to bootstrap the operating model and train the long‑term operator: practical interventions that move organizations from project to product, build platform teams that act like product organizations, and establish AI‑native delivery practices and governance. Typical engagements: a 4–6 week Operating Model Diagnostic, Team Design (structures, roles, cadences), and a modular Operating Model Redesign delivered as a quarterly program.

Proven record leading API and platform transformations and standing up product operating models in mission‑critical, regulated environments. Available for interim leadership or fractional transformation mandates to ensure your platform or AI investment compounds into outcomes rather than chaos.

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Greg K.

Experience

May 2026 — Present

OpMo Advisory Ltd.

Founder and Principal

  • Independent practice for operating model, platform, and AI-native transformation serving Canadian financial services with legacy architecture.
  • Thesis: winners in the AI era have operating models designed to absorb and harness AI, not just the best tools.
  • Built on 20+ years as an accountable executive through API-native, product model, and AI-native organizational inflection points.
  • Available for fractional and interim platform/AI-transformation leadership and advisory engagements.
  • Current conversations span Canadian financial services and fintech.
Nov 2025 — Apr 2026
Interac Corp.

Interac Corp.

Leader, Platform Delivery & Engineering

Discover more about everyday conveniences Interac can provide to make your life easier and payment solutions that can drive your business.

  • Accountable for the Platform-as-a-Product delivery organization supporting all product lines deploying to the public cloud, a 50+ person engineering group spanning platform architecture and delivery.
  • Unified platform engineering and platform delivery under a single leadership mandate, focusing the full organization on shared platform outcomes.
  • Role spanned technology strategy, operating model design, and large-scale engineering delivery in a complex, regulated financial infrastructure environment.
Feb 2025 — Jun 2025
Interac Corp.

Interac Corp.

Leader, CIAM (interim)

  • Interim secondment to stabilize a CIAM work stream critical to Canada's Real-Time Rail program at risk of delaying integrated testing.
  • Expanded a core team of security architects and engineers with program management, QA, and client relationship capacity, roughly doubling the team.
  • Reframed the Payments Canada relationship from order-taker to partner, carved a deliverable scope, and brought the work stream from red to green in under two quarters.
Nov 2024 — Dec 2025
Interac Corp.

Interac Corp.

Leader, Platform Delivery

  • Accountable for delivering a self-service cloud platform that gave Interac's product lines access to public cloud infrastructure.
  • Mandate was as much organizational as technical: transforming a pooled engineering group into a durable product team and establishing the product model.
  • Structured the organization into squads aligned to clear value streams, treating internal product lines as customers and building required skills and practices.
Jan 2024 — Nov 2024
Interac Corp.

Interac Corp.

Leader, Enterprise Architecture

  • Accountable for enterprise architecture across solution, security, infrastructure, and more during Interac's move from project to product.
  • Redesigned the architecture delivery model from pooled specialists to forward-deployed generalists backed by specialist guilds.
  • Led significant shifts in practice, ways of working, and mindset required by a transformation of that scope.
  • Advised at the CTO table on socio-organizational alignment of the Technology & Operations organization to the product model.
May 2021 — Jan 2024
Interac Corp.

Interac Corp.

AVP, Architecture and Strategy

  • Established Interac's first formal enterprise architecture practice with governance, decision-making structures, and a technology roadmap.
  • Built and staffed a solutions architecture capability, embedding architects into projects and triaging decisions for major initiatives.
  • Laid structural and governance foundations that the practice and broader technology organization would build on in following years.
Nov 2019 — May 2021
Transmit Security

Transmit Security

Senior Security Strategist

Transmit Security gives businesses the modern tools they need to build secure, trusted and end-to-end digital identity journeys to innovate and grow.

  • Architecture and presales consulting role focused on closing new business across Canadian and New England territories.
  • Served as technical and strategic lead in complex enterprise sales for CIAM and fraud prevention, advising organizations serving millions of customers.
  • Combined technical credibility with commercial accountability, carrying ARR targets and owning the solution narrative end-to-end.
Apr 2019 — Nov 2019
CIBC

CIBC

Senior Director, Retail Banking and Shared Services Architecture

At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them.

  • Led enterprise and solutions architecture for CIBC's platform delivery organization exposing core banking services as APIs to lines of business.
  • Managed a team of 10 architects embedded within the platform with dotted-line accountability to the VP of that client group.
  • Drove architectural strategy, roadmapping, and standards, including modernization from WS-* web services to Web APIs and event-driven services.
May 2016 — May 2019
TD

TD

AVP, API Architecture

As a top 10 North American bank, TD aims to be anchored in our proven business model, and to give our customers, communities and colleagues the confidence to thrive in a changing world.

  • Set enterprise strategy, direction, and roadmap for TD's adoption of Web APIs and microservices across all business units.
  • Established and governed API and microservices standards, and represented TD in consortia shaping Canada’s open banking direction.
  • Prototyped a platform to engage external resources in bank software delivery while maintaining rigorous control over bank data assets.
Oct 2014 — May 2016
CA Technologies

CA Technologies

Senior API Strategist

CA Technologies provided enterprise software and solutions.

  • Advised enterprise clients, largely in financial services, on API strategy, business models, and integration architecture.
  • Published and presented widely on the business case for APIs to both technical and non-technical audiences.
Feb 2012 — May 2016
CA Technologies

CA Technologies

Senior Principal Consultant, Solutions Architect

  • Advised enterprise clients on integration architecture and API-driven solutions for complex environments.
  • Delivered solution architecture and consulting engagements across financial services and large enterprises.
Jun 2009 — Feb 2012

IBM Canada

Integration Architect

  • Designed and implemented enterprise integration solutions using IBM integration platforms and best practices.
Mar 2008 — Jun 2009

IBM Canada

IT Specialist, DataPower

  • Specialized in IBM DataPower appliance administration, integration, and gateway configuration to support secure service delivery.
Jan 2007 — Mar 2008
Keane

Keane

Principal Consultant, Systems Architect

We are NTT. A Global Technology and Business Solutions Provider

  • Delivered principal systems architecture and consulting for enterprise clients across integration, scalability, and solution design.
  • Advised on end-to-end system designs that balanced business requirements with technical constraints.
Jan 2007 — Mar 2008
Manulife Financial

Manulife Financial

(Consulting to) Architecture Office, Distribution

Manulife is a leading international financial services provider that helps people make their decisions easier and lives better.

  • Consulted to Manulife's Distribution Architecture Office on solution and integration design for distribution channels.
  • Advised on architecture best practices to support distribution and channel modernization efforts.
Jun 2005 — Jan 2007
CIBC

CIBC

Senior Architect

  • Served as a senior architect delivering architecture guidance and design across CIBC modernization initiatives.
  • Embedded with delivery teams to shape API and platform standards and ensure architectural integrity.
Jan 2004 — Jun 2005
CIBC

CIBC

Development Manager

  • Managed development teams delivering enterprise banking applications and integrations.
  • Coordinated delivery, backlog prioritization, and quality assurance for application releases.
Jan 2000 — Jan 2004
CIBC

CIBC

Application Developer

  • Developed applications and integrations for CIBC's banking platforms, supporting production and development lifecycles.