Skip to profile

Karen K.

Driving Financial Growth & Stability with Expert Treasury Management

As Head of Treasury, I've specialized in navigating both emerging and established financial landscapes, fostering growth and establishing robust financial infrastructures. From creating treasury departments from the ground up to managing assets worth up to 1B USD, my journey has been about leveraging expertise in risk management, FX trading, and liquidity optimization. Achieving significant milestones such as expanding customer bases to 250+ and securing substantial credit lines underscores my commitment to strategic financial leadership and innovation. Connect to explore synergies.

Hire Karen
Karen K.

Experience

Dec 2025 — Present

Bankara Strategic Advisory Limited

Managing Director & Strategic Advisor (Founder)

Bankara Strategic Advisory Limited is a specialist Treasury advisory and executive services firm supporting banks, MFIs, Fintechs and other financial institutions.

  • Advising boards and executive committees on Treasury strategy, balance sheet optimisation, liquidity risk, and market risk governance
  • Supporting the establishment, review, and strengthening of Treasury policies, procedures, and control frameworks in line with regulatory expectations.
  • Providing fractional executive services, including acting Head of Treasury / Treasurer support for institutions requiring senior expertise on a non-permanent basis
  • Designing and delivering executive and Treasury training programmes covering financial markets, Treasury governance, and risk management
Feb 2018 — Feb 2025
Zambia Industrial Commercial Bank

Zambia Industrial Commercial Bank

Head of Treasury

Zambia Industrial Commercial Bank supports Zambia's economic development, focusing on MSMEs and local businesses as a 100% locally owned bank.

  • Launched and led the treasury department, building it from the ground up.
  • Managed a team of sales and trading executives, enhancing client relationships and boosting sales.
  • Ensured consistent regulatory compliance across cash flow management operations.
  • Onboarded 7 financial institutions for interbank trading within the first 6 months of operations • Onboarded 7 financial institutions for interbank trading within the first 6 months of operations, establishing critical market relationships.
  • • Developed detailed policies, procedures, and a strong governance framework covering liquidity, contingency funding plans, and market risk.
Jan 2014 — Oct 2017
Barclays

Barclays

Head of Balance Sheet Management

Barclays is a diversified universal bank offering consumer banking, investment services, and corporate financial solutions globally.

  • Successfully raised subordinated debt, enhancing the bank's capital structure and increasing financial flexibility.
  • Implemented financial strategies that optimized asset liability management and treasury execution.
  • Led regulatory compliance efforts to align with industry standards and secure financial stability.
Aug 2012 — Feb 2014
Barclays

Barclays

Funding and Liquidity Manager

  • Overhauled liquidity metrics, ensuring complete regulatory compliance with industry standards.
  • Championed capital optimization projects that improved the bank's overall financial positioning.
  • Streamlined the asset liability committee processes, enhancing the strategic decision-making framework.
Jan 2010 — Aug 2012
Barclays

Barclays

Treasury Sales Manager

  • Developed and executed effective foreign exchange strategies that significantly increased revenue streams.
  • Expanded wallet share among multi-banked clients by leveraging strategic pricing methodologies.
  • Facilitated relationship management as a foreign exchange specialist to support and grow the bank's client base.
Apr 2007 — Jan 2010

BancABC

Treasury Dealer

BancABC is a bank focusing on empowering people within and outside the organization, offering career opportunities and financial services to reshape Africa's financial landscape.

  • Handled a diverse portfolio of corporate clients, executing strategic foreign exchange trades.
  • Increased deposit levels by building relationships and leveraging client insights to drive growth.
  • Engaged in interbank trading operations, enhancing the bank's cross-organizational financial interactions.