Michael Wendland

Experience

• Modeno Holdings Corp.

  Owner/Consultant

  Feb 2013 - Present

  Consultancy aiding various fintechs in North Amercia and the UK through engagements involving international market assessments, product strategy, design and development, strategic planning, partnership development, and go-to-market planning. Company also acts as a holding for various investments in the fintech and e-comm industries.

  • Researched and presented findings on an international market expansion assessment for a fintech spanning Brazil, Australia, India, UK and Canada to aid the executive leadership team in their growth plan.
  • Advised on the go to market execution and product strategy of a UK based D2C secured card program provider
  • Lead product strategy and design on MVP launch of the MoneyUp app, an Earned Wage Access LOC product for the underbanked in Canada.
• 

  Refresh Financial Inc.

  Founder & CEO

  Aug 2010 - Jun 2021

  Refresh Financial pioneered innovative credit building and other financial products for underserved Canadians with a team of over 100 employees and contractors, amassing over 125,000 clients and $15M+ in ARR.

  • Established and grew a large network of over 50 retail and affiliate referral partners across Canada.
  • raising over $190 million in debt & equity financing with syndicated lines and private investors, ensuring successful capitalization through growth cycles.
  • Developed and launched a branded secured credit card program and corresponding force.com management platform in less than 4 months.
  • Scaled into one of the fastest growing tech companies in North America in 2017: #9 in Deloitte Fast50 and #40 in Deloitte’s Fast500, and Profit500’s Startup50
  • Led a digital transformation in less than 90 days during the pandemic of 2020 resulting in record loan originations.
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  Trinity Western University

  Bachelors in Business Administration: Finance Specialization

  Aug 2000 - Mar 2003